I have used PayPal for years as I am a 100% rated seller and buyer on EBay. My last transaction of selling to an approved buyer an item for $1,015.00, PayPal informs me wihhout previous notice, the buyer's funds have cleared but they are holding disbursement to me for 21 days. They have taken our their fee out of 2.99% but refuse to release my funds until the buyer confirms the purchase is ok. What is this? They are facilitating the transaction for a fee and have no legal right to hold up transferring funds to my verified account. I will no longer use PayPal.