I had a business through prostores.com (eBay company) and merchant services through paypal.com. I had 4 transactions go through in June & July and these transactions were disputed in August & September. I provided the tracking info I got when I shipped USPS (integrated in paypal) and the credit card companies favored the buyer. Paypal had ZERO protection for me and I did everything textbook perfect through paypal's systems and websites. Now they want me to pay them over $800 for doing nothing wrong. They are screwing me.