I started selling on Ebay in 1999, and have used Paypal for many years, but the past few years have been horrible. They have frozen my account because a buyer says they never got an item, but left feedback and I have proof of delivery. They have dipped into my bank account without my permission to take Ebay fees and Paypal fees. In one day, they both took a combined amount of $355.00. I am not a pauper, but I am not rich either. I filed a stop payment with my bank, and they have continued to harass me by persistently trying to take money out of my account.