Money Pak Card Is Crap

Ahhh.  I wanted to buy my daughter a leap pad off ebay but have no credit card or bank account so they said to buy a money pak card threw pay pal and I could usee it easily on ebay so I put 200$ (I'm poor that's a lot of money to me) and now I cannot use it because I need to be verifyed I'm soooo pissed so what now how do I retrive my money from paypal? I can't they say I have to spend it online but no where takes that type of pay pal......help please I just wanted to make my 6yr old happy for christmas now my christmas money is sitting in a pay pal account and I can't use it.......soo sad

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